Their fees are almost exactly the same, only the Bank of America Travel gift ideas for my older brother Rewards credit card doesnt have a foreign transaction fee.
Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on June 28, 2018 from published websites and is believed to be accurate, but not guaranteed.The big difference is what you can redeem your rewards for.If your travels take you abroad often finding a credit card that eliminates foreign transaction fee, which average around 3 is necessary those inconspicuous charges can add up quickly.Side by side comparison, bank of America Cash Rewards credit card.Editorial Note: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.In 2016, average annual expenditures totaled 57,311.With the Bank of America Cash Rewards credit card, youre getting cash back.
With that in mind, the Bank of America Travel Rewards credit card has all the bells and whistles youd except to find in a travel card. .
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The final score Bank of America Travel Rewards credit card - 7 points Bank of America Cash Rewards credit card - 4 points The Bank of America Travel Rewards credit card cruised to the win because it provides greater value in a couple important areas, including: A larger signup.Im subtracting 18,886 in housing costs, 2,081 in cash contributions, and 6,831 in personal insurance and pensions, because those are all expenses you either cant or usually wouldnt pay with a credit card.Still, even if I doubled spending in that category, the Bank of America Travel Rewards credit card would have a much higher annual return.The into rewards offer, which equals 250 in statement credit for travel purchases, is easy to obtain, but is a lackluster incentive compared to other ping pong tournament prizes cards in this category.Chase Sapphire Preferred Card cardholder.These cards are excellent choices if youre looking for simple benefits and redemptions, and theyre even better if youre a banking customer with Bank of America, because then you can get more back.The rewards are straightforward, and easy to redeem.